Terms and Conditions

Website content owners, publishers and managers, hereby authorize you to view and print information on these pages and by doing so you acknowledge the information presented here shall be subject to it being used solely for informational and non-commercial purposes.

Rudy Cattuse, in addition to being dually licensed, as Real Estate Salesperson SL 3472816 (eXp REALTY) and Mortgage Loan Originator NMLS # 1982498 (REIABLE MORTGAGES), has teamed up with dedicated business affiliates, marketing vendors, transaction coordinators and other support professionals.

We have put together these web pages, with an important purpose in mind, to comprehensively cover every residential transactional process:

1) Offering uniquely specialized services, based on extensive research of knowledge, relevant skills and latest technical advances.

2) Structuring solutions, through competitive plans, suitable and tailored to your specific personal goals, using proven methods.

3) Facilitating and procuring the smoothest possible contracts from origination to closing.

Information contained in this website is believed to be reliable, but we do not warrant its completeness, timeliness or accuracy. The information on this website is not intended as an offer or solicitation for any real estate service, mortgage product or any financial instrument. The information and materials contained in this website - and the terms and conditions of the access to and use of such information and materials - are subject to change without notice. Products and services described may differ among geographic locations, offices and as a result of individual conditions. Not all products and services are offered at all locations. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

It is our intention that data provided on a subject is of a general nature. Our website does not represent an exhaustive treatment of subjects nor is the information intended to constitute accounting, tax, legal, consulting or other professional advice.

Prior to making any decision or taking any action we kindly request you to contact your tax or legal advisors. Please use this document and information at your own risk. The content of this site is copyrighted and therefore any unauthorized use of any materials on this website may violate copyright, trademark, and other laws.

Materials on this website may not be modified, reproduced, or publicly displayed, distributed or performed for any public or commercial purposes prior to our approval.

APPLICATION ADDITIONAL TERMS

You acknowledge that certain features of this application, as well other products and services of Reliable Mortgages, including those that may be available through this application, may be subject to terms, conditions and disclaimers in addition to these Terms of Use, and you agree that your use of such products and services will be subject to such additional terms, conditions and disclaimers.

Reliable Mortgages partners with other companies in order to allow you to import your account information instead of uploading documents. You understand and agree that if you participate, we may share the information that you provide, including, but not limited to, your full name, birth date, address, telephone number, and social security number with our partners so that they may provide us with your accounts and financial information needed for your mortgage application.

Agreement to Provide Accurate Information

In making a loan inquiry, application or in entering into any other transaction or request for information on this website, you agree to provide accurate, true, current, and complete information upon which Reliable Mortgages may rely.

Your Cooperation Needed

Reliable Mortgages generally begins processing your application (which may include ordering an appraisal, credit report, title commitment and other necessary items) upon the submission of a full and complete application. If you submit an application, you agree to cooperate in the application process (including submitting all required documentation in a timely manner) and if needed, to obtain information Reliable Mortgages may need from third parties such as your bank, employer, current mortgage company, etc. In addition, you agree to notify Reliable Mortgages of any changes in any information submitted in connection with your application.

Reasonable Efforts

While Reliable Mortgages will use all of its reasonable efforts to have your application fully processed and closed on or before any applicable rate lock expiration date (if any) and/or anticipated closing date, some process are not under our control. For instance, Reliable Mortgages cannot be responsible for delays in loan approval or closing due to: the untimely receipt of an acceptable appraisal; the untimely receipt of required documentation; your existing home not selling; matters disclosed by a title commitment or survey; any other matters beyond Reliable Mortgages' reasonable control.

Refund Policy

When you submit a loan application, Reliable Mortgages will begin to process your application and, as a result, will advance on your behalf costs for certain third party expenses. If you do not fully cooperate in or complete the application process (including submitting all required documentation in a timely manner), choose to withdraw your application, or choose not to close the transaction for any reason, you may be required to pay for some or all of Reliable Mortgages and third party costs. Please review your deposit agreement and disclosures for details specific to your loan application and affiliated businesses.

This Privacy Policy applies to all users of the Sites and Services, as defined below, real estate agents, loan processors, coordinators, consultants (as defined below) and employees. If you reside in a geographic area that grants you additional rights and/or imposes additional obligations on Rudy Cattuse DBA RC Reliable Services LLC., eXp Realty and Reliable Mortgages, these corporations have supplemental privacy policies for such geographic areas that describe your privacy rights and our collection, use, and disclosure of your Personal Information. Please see our disclosures in this Privacy Policy regarding your rights based on your geographic location. A user is any visitor to the Sites (“User”). Complete read and print copies of these policies can be found by following each corporate privacy policy link:

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